{
  "claimBoundary": "CapitalGuard Personal AI Safety 0.1 identifies supported scam, link, sensitive-data, identity, account, connector, and AI-action risk signals in exact user-supplied inputs using local deterministic checks. It can reduce avoidable exposure and prompt independent verification. It does not provide antivirus, network firewall, VPN, credit monitoring, insurance, identity restoration, dark-web monitoring, sender authentication, voice or video authenticity detection, or a guarantee that content is safe or fraudulent; it cannot control actions outside a CapitalGuard-controlled workflow.",
  "decisionOrder": [
    "verify active signed policy and fingerprint-key identity",
    "strictly parse bounded local input as untrusted data",
    "run deterministic message, URL, checksum, label, identity, connector, and action checks",
    "combine only documented control signals and compound conditions",
    "return stop, check-first, or low-signal guidance without declaring safe or confirmed fraud",
    "redact supported personal values locally",
    "sign a report containing HMAC input bindings, categories, counts, controls, and limitations but no raw personal values",
    "generate a signed default-deny personal AI action policy"
  ],
  "outcomeLanguage": {
    "critical_stop": "Stop before acting and verify independently.",
    "high_risk": "Do not proceed until the request or permission is independently checked.",
    "low_signal": "No listed high-risk signal was found; this is not a safety guarantee.",
    "review": "Check the listed signals before continuing."
  },
  "privacyModel": "Raw messages, URLs, subject identifiers, source content, and detected personal values are excluded from the signed report. Input and subject bindings use an owner-held HMAC key.",
  "references": [
    "https://www.nist.gov/itl/ai-risk-management-framework",
    "https://pages.nist.gov/800-63-4/sp800-63b.html",
    "https://www.cisa.gov/secure-our-world",
    "https://consumer.ftc.gov/features/pass-it-on/impersonator-scams",
    "https://genai.owasp.org/llmrisk/llm022025-sensitive-information-disclosure/"
  ],
  "schemaVersion": "cg-personal-ai-safety-methodology-0.1.0",
  "scoreVersion": "cg-personal-ai-safety-score-0.1.0",
  "version": "0.1.0"
}